Can I Get In-House Used Car Financing?

Have you been searching for "used cars in-house financing near me," only to come up with less than satisfactory results? At Gerald Ford, we provide a huge selection of previously owned vehicles for all our North Aurora customers. We think you'll find our selection of used options far superior to other used car lots with in-house financing. If you'd like to discuss your options in detail with our finance department, feel free to contact us online.

 

What is In-House Financing for Used Cars?
If you've ever financed a car, you've probably read over options for obtaining a loan to pay for your vehicle. In North Aurora, this typically boils down to one important decision: will you obtain financing through a large institution or directly through the dealership?
Used car lots with in-house financing don't reach out to a bank to help you obtain the funds needed to pay for the car. Instead, they extend you the loan directly, with no need for any third-party involvement. This often benefits drivers more than traditional lending, especially if they have less than satisfactory credit. The usual roadblocks with traditional bank lending can easily be worked around with an in-house financing situation.

Why Choose Used Car Lots with In-House Financing?
For many North Aurora drivers, choosing an auto retailer with in-house financing is a much better scenario. If you have low or insufficient credit, this can be one of the best ways to obtain the vehicle you want. However, it's not the only reason to seek in-house financing for used cars.

  • It's much easier to obtain the vehicle and the loan in one place.
  • When the dealership provides the loan, the approval process is often much quicker.
  • Going over specifics of the loan in combination with warranty options makes it much easier to budget.

Currently, there are more significant advantages to purchasing a used car than in previous years. When you factor in depreciation values, used vehicles are more likely to hold a fair price than in years past.

Choose Gerald Ford When You're Searching "Used Cars In-House Financing Near Me"
Are you ready for a professional dealer who provides in-house financing? If you can't find the model you want, consult with our used car ordering team, and we'll help you locate the exact model you've been looking for! For more information regarding financing or other used car information, contact us online, and we'll respond momentarily!